What laws apply to consumer debt collection?
Answer
Federal, state, and local laws may apply to debt collection procedures. Court Help and the links below can help identify pertinent laws and resources. In public access law libraries, read in New York Jurisprudence, 2d, "Creditors' Rights and Remedies for laws on permitted and prohibited debt collection practices.
Links & Files
- Consumer Credit Reform Resources (nycourts.gov) Opens in new window
- Consumer Financial Protection Bureau Opens in new window
- Federal Trade Commission Opens in new window
- My paycheck is being garnished. My banking account has been seized. Opens in new window
- NYC Consumer and Worker Protection -- Student Loans Opens in new window
- NYC Consumer and Worker Protection -- Tips on Credit/Debt Opens in new window
- New York State Attorney General Credit & Lending Opens in new window
- New York State Consolidated Laws, General Business Law, Art 29-H Debt Collection Procedures Opens in new window